Sacco loans for dummies 101

This past three months, from August feel like I have been in an intense class on finances. There are a few lessons I have picked up especially with regard to debt financing. We always have people making jokes about how they have loans to pay and thus cannot leave their paid jobs to go seek […]

Different paths

Dear Hot stuff, For the things we could have been….  So I spent last night awake. Like when you have a cold that you are getting over. At the bad stage when you cannot breathe through your nose and you have to be up coughing. And I tortured myself over you. I wanted you to […]

Becoming my own sun

Dear Hez,, I love you. God I love you. I love the way you make me laugh, at the most stupid things, in the most inappropriate of times. Or the vibes we share when around other people who cannot see through it. And have whole communications without words.  Or when in the middle of me […]

#3 -Money lessons 101

1.Budget. Every time we hear the word budget, we think of lofty money and lofty goals with which to spend your lofty money on. And since you have established that you lack lofty money but only have lofty goals, you shake your head and move on with life. Leave budgeting to people who can afford […]

Friendship for adults 101

I grew up hearing the cliché about how we are a consolidation of the top five people we hang out with. This phrase was used in primary school to dissuade us from making friendships with kids who were always in trouble in school. And I frowned at the simplistic idea. Except as an adult, I […]

When to take a break

In this era of busyness, where the busiest person always seems the most important, there are some times, we have to consciously stop ourselves and breathe. Some time last year I got into this space where I was so tired, so very tired. But I felt I could not stop, which is a lie, because […]